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Curious about the diverse applications of blockchain? Look no further. Here are 4 companies using blockchain to change the world. BitPesa With a few exceptions for the biggest cosmopolitan areas, the African nations are largely isolated from the rest of the financial world. The majority of the continent boasting 1. BitPesa is looking to change that. The blockchain based app has built in foreign exchange and business-to-business payment features, providing cryptocurrency liquidity for individuals and institutions across Africa.

The company has its biggest operations in Kenya, Nigeria, Tanzania, and Uganda, and supports payments to at least 85 countries including the United States. The startup has traded over half a billion dollars already, and will be making big moves in They make it easy for anyone to create a social impact app, spreading goodwill across the globe. Golem Golem is distributed supercomputer that allows anyone to tap into the power of a global network of computers, from individual laptops to entire data centers.

In that case, they will have to create a Bitcoin address for each website purchase and offer instructions for the amount of money shoppers should send. However, this can produce a lot of confusion and headache for both the business and its customers. Advantages of Incorporating Cryptocurrency So, what are some of the reasons to include cryptocurrency in your e-commerce payments?

Speed We all want our products as quickly as possible, and crypto payments allow for a much more seamless transactional process. When purchasing with crypto, there is immediate, precise data regarding the shopper and inventory levels; this heightened processing speed enables quicker purchasing times and therefore, faster delivery. Crypto also allows merchants to get their funds immediately after a shopper purchases an item without having to depend on a middleman while maintaining a record of the transaction.

Additionally, blockchain gives insight into refurbished items, such as the number of people who have handled the product and the number of times it was returned. This could be a potential value-added system to track high-end electronics like mobile phones. Easier Personalization Since blockchain enables data procurement, brands and retailers can more seamlessly cater to their shoppers in a more personalized way, nurturing loyal customers.

Fewer Costs Traditional e-commerce payments go through a financial model via credit cards or debit cards, which unfortunately include high transactional fees, fraud, and delayed payments. There is an increase in e-commerce chargebacks due to various conditions, invalid credit cards, and purchases with stolen cards. However, crypto payments have minimal processing fees and a reduction in chargebacks due to real-time, fast, secure, accurate, immutable distributed data for validation and confirmation.

Disadvantages of Incorporating Cryptocurrency As with any innovation, there are some disadvantages to using cryptocurrency that brands and retailers may want to consider before they decide to add it as a payment option. No Steady Value Cryptocurrency value changes from one moment to the next, sometimes by thousands of dollars within a few hours. This rapid fluctuation could mean that a customer buys a product with a fair price using cryptocurrency one minute, but if the value takes a dive, brands and retailers may lose money.

Confusing Regulations Because cryptocurrency is such a new frontier, rules regarding taxes and fees may be complicated and differ from territory to territory.

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